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Commercial Truck Insurance

There are approximately 3.6 million truck drivers in the United States, working for more than 711,000 trucking companies.

With so many trucks traveling our roads, it's no wonder there's a need to find the best commercial truck insurance possible.

Like personal auto insurance, commercial truck coverage can provide a combination of liability, collision and comprehensive coverage. However, unlike personal auto coverage, commercial truck insurance needs higher coverage limits to account for the heavier, more valuable vehicles as well as the goods you're moving.

To help you find the best commercial truck insurance in the US, we shopped with 10 different carriers. After looking at price, availability, customer satisfaction, and coverage options, we've compiled the following list. Read on to see which commercial truck insurance companies received our top picks.

The best commercial truck insurance

With the largest market share among commercial truck insurance companies in the United States, as well as a variety of trucks covered and multiple discounts available, Progressive is an easy choice for the best overall commercial truck insurance company.

Progressive: Best Commercial Vehicle Insurance Company in USA

Available in all 50 states

Offers free state and federal insurance deposits

Variety of discounts

It covers a wide range of truck types

History of consumer complaints

You will need to work with an agent

Allowable fleet size is limited

A travel radius can be applied

According to the Insurance Information Institute, Progressive is the largest commercial auto insurance company in the United States, providing coverage for more than 12% of the total market.

They offer commercial trucking policies in all 50 states with coverage available for a variety of vehicles, including box trucks, tow trucks, tractor trailers, dump trucks, cement trucks, garbage trucks, delivery trucks, and even delivery trucks. ice cream.

Progressive offers a place at the forefront of getting the best commercial truck insurance thanks to the range of coverage and features offered. This carrier not only offers online quotes, flexible coverage and payment options, but also provides expert support for commercial trucking customers. Progressive offers a service that specializes in heavy truck claims and offers free state and federal insurance deposits (usually issued within 48 hours).

Truck insurance through Progressive includes general liability (bodily injury and personal property), comprehensive, collision, uninsured/underinsured motorist, medical payments and personal injury protection (PIP). Additional coverages include motor truck freight, trailer exchange, rental allowance (with interruption), non-truck liability and fire and theft options.

Progressive offers discounts for things like work experience, CDL certified drivers, electronic recording devices (ELD), payment in full, signing up for wire transfer/auto pay, package coverage with personal vehicle insurance or build a package.

Quotes are submitted online, but you will need to work with an agent to purchase the right policy for your business. Claims can be made over the phone at any time, with agents available 24/7. Progressive was founded in 1937 and currently has an A+ (Excellent) financial strength rating from AM Best.

According to data from the National Association of Insurance Commissioners, Progressive received an above-average number of consumer complaints in 2018, 2019 and 2020. To learn more about this carrier, check out our full progressive auto insurance review.

Sentry: Best for single trucks

While many carriers offer coverage for large corporations and trucking fleets, Sentry is a moving company that focuses heavily on individual trucking customers. Their level of personal service and industry expertise has earned us a standing ovation as owner, operators and single truck businesses.

Flexible coverage options

Available in all 50 states

Specializing in owner coverage